A little boy walked down the beach, and as he did, he spied a matronly
woman sitting under a beach umbrella on the sand. He walked up to her
and asked, "Are you a Christian?"

"Yes.".

"Do you read your Bible every day?"

She nodded her head, "Yes."

Do you pray often?" the boy asked next, and again she answered, "Yes."

With that he asked his final question, "Will you hold my quarter while
I go swimming?"